Business Insurance

Fire & Theft

Theft Insurance provides cover against loss of or damage to stocks, goods held in trust, machinery, furniture, fittings, office equipment and other contents, caused by actual forcible and violent breaking into or out of the premises or any attempt thereat. This insurance also provides cover against damage to the buildings caused during the breaking into or out of the premises.

Fire Insurance for commercial property provides cover against destruction of or damage to the buildings, stocks, goods held in trust, machinery, fixtures and fittings, office equipment and other contents, caused by any of the following perils:

• Fire or lightning
• Earthquake
• Explosion
• Aircraft
• Impact by any road vehicle
• Riots and strikes
• Malicious damage
• Storm and tempest
• Flood
• Bursting of pipes or overflowing of a water tank